Business Directory

1st State Bank

Contact: Margo Winieckie


4800 Fashion Square Blvd.
Suite 100
Saginaw, Michigan 48604

Phone: 989.799.7500

5424 State St.
Saginaw Township, Michigan

601 N. Madison
Downtown Bay City, Michigan

3907 Wilder Rd.
Bay City, Michigan

Phone: 989.439.7500

400 Ashman St.
Midland, Michigan 48640

Our Commitment

The same "shop local" commitment should also be considered when choosing a financial institution.  1st State Bank is a locally owned bank.  Our ownership and our money are part of the region's economy. Keeping business banking local with 1st State Bank allows for a more personal relationship with your banker.  This, in turn, leads to trust and reliability of financial advice and personal contact with decision makers regarding your business' needs.

In 2004, a group of local business and professional people felt there was a need for a local bank. One that was part of the community. One that understood the unique needs of businesses in the area. Working totally with local investments, they launched 1st State Bank - and brought together a team of some of the region's most experienced business bankers.  1st State Bank has been growing ever since: By being flexible enough to meet the personal and business needs of Great Lakes Bay Region businesses and professionals.  By providing a full range of business banking services.  And by being in town and in touch.